Terms and Conditions

Using this website

By accessing, browsing, reviewing and/or using the site, you acknowledge and agree that you have read, understood, and agree to be bound by these terms and conditions without limitation or qualification and that you shall comply with all applicable laws, rules and regulations. If you do not agree to be bound by these terms and conditions, do not use the site. The following terminology applies to these Terms and Conditions, Privacy Policy and Legal Disclaimer and any or all Agreements: “Client”, “You” and “Your” refers to you, the person accessing this website and accepting the Company’s terms and conditions. “The Company”, “T&H Consulting”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the client and ourselves, or either the client or ourselves. “The Terms”, “Contract” and “Agreement”, refers to our Company Terms and Conditions, Privacy Policy and Legal Disclaimer and any or all agreements. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the client in the most appropriate manner, whether by formal meetings of a fixed duration or any other means, for the express purpose of meeting the client’s needs in respect of the provision of the Company’s stated services/products, in accordance with and subject to, prevailing law of. Any use of the above terminology or other words in the singular, plural, capitalisation and/or he/she or they, are taken as interchangeable and therefore as referring to same.

T&H Consulting maintains the right to modify the Terms and Conditions at our own volition and implement said modifications without delay. It is at all times your responsibility to read the most current version of these Terms and Conditions. Your continued use of the Site constitutes your acceptance of any revisions, amendments, modifications or deletions to these Terms and Conditions.

Minors are banned from using this website. Any individuals below 18 years of age is not permitted access or use of any of the services provided by this website.

Privacy

Please refer to T&H Consulting’s Privacy Policy for information regarding the Company’s collection, use, and storage of users’ information.

Cookies

We employ the use of cookies. By using T&H Consulting’s website you consent to the use of cookies in accordance with T&H Consulting’s privacy policy. Most of the modern-day interactive websites use cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate/advertising partners may also use cookies.

Content of our website

All content and functionality on the website, including text, graphics, logos, icons, images, and videos and the selection and arrangement thereof, in addition to any concepts, know-how, tools, frameworks, software, applications or other technology, algorithms, models, processes, and industry perspectives underlying or embedded in the foregoing, along with any enhancements to or derivative works thereof (the “Content”) is the exclusive property of T&H Consulting and/or its partners, to the extent applicable, is protected by the Copyright Law of the European Union. Neither the website Content nor functionality of the website, may be copied, reproduced, modified, reverse engineered, altered (including the removal or disabling of any security or technological safeguards, disclaimers, or legends), published, uploaded, posted, transmitted, or distributed in any way without our written permission. Your use of the material is for your own personal information, and for non-commercial purposes only.

Requests to republish any material may be sent to the Webmaster: partners@tandhconsult.com.

You must not:

• Republish material from sell, rent, or sub-license material from T&H Consulting.
• Reproduce, duplicate or copy material from T&H Consulting.
• Redistribute content from T&H Consulting (unless content is specifically made for redistribution).
• Copy the design elements, look, and feel, or layout of this website.

You are permitted to view, copy, and print any page(s) from this website subject to your agreement that:

• You will not modify the content or graphics in any form or manner
• You will not copy or distribute graphics separately from their accompanying text and you will not quote materials out of their context

Any copies of the material made for a permitted purpose will include an acknowledgment that copyright belongs to T&H Consulting.

Hyperlinking to our Content

The following organizations may link to our website without prior written approval:

• Government agencies;
• Search engines;
• News organizations;
• Online directory distributors when they list us in the directory may link to our website in the same manner as they hyperlink to the Websites of other listed businesses; and Systemwide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our website.

These organizations may link to our home page, to publications or to other website information so long as the link:

• (a) is not in any way misleading;
• (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and
• (c) fits within the context of the linking party’s site.

We may consider and approve in our sole discretion other link requests from the following types of organizations:

• (a) commonly-known consumer and/or business information sources;
• (b) dot.com community sites;
• (c) associations or other groups representing charities, including charity giving sites,
• (d) online directory distributors;
• (e) internet portals;
• (f) accounting, law, and consulting firms whose primary clients are businesses; and
• (g) educational institutions and trade associations.

We will approve link requests from these organizations if we determine that:

• (a) the link would not reflect unfavorably on us or our accredited businesses (for example, trade associations or other organizations representing inherently suspect types of business, such as work-at-home opportunities, shall not be allowed to link);
• (b) the organization does not have an unsatisfactory record with us;
• (c) the benefit to us from the visibility associated with the hyperlink outweighs the absence of; and
• (d) where the link is in the context of general resource information or is otherwise consistent with editorial content in a newsletter or similar product furthering the mission of the organization.

These organizations may link to our home page, to publications or to other website information so long as the link:

• (a) is not in any way misleading.
• (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and
• (c) fits within the context of the linking party’s site.

If you are among the organizations listed and are interested in linking to our website, you must notify us by sending an e-mail to marketing@tandhconsult.com.

Please include your name, your organization name, contact information (such as a phone number and/or e-mail address) as well as the URL of your site, a list of any URLs from which you intend to link to our website, and a list of the URL(s) on our site to which you would like to link. Allow 1-2 weeks for a response.

Approved organizations may hyperlink to our website as follows:

• By use of our corporate name; or
• By use of the uniform resource locator (web address) being linked to; or
• By use of any other description of our website or material being linked to that makes sense within the context and format of content on the linking party’s site.
• No use of T&H Consulting’s logo or other artwork will be allowed for linking absent a trademark license agreement.

Iframes

Without prior approval and express written permission, you may not create frames around our web pages or use other techniques that alter in any way the visual presentation or appearance of our website.

Proceeding the order

The “Proceed to checkout” button will take you through a very quick, user-friendly online application system where you enter your personal data and select a payment method. Once a Service or Course has been chosen by the client and a deposit has been paid through the website, you will receive a confirmation email. Upon receipt of a confirmation letter, the client must verify the accuracy of the order details. In the event of erroneous or inaccurate data, the client shall immediately contact a representative of T&H Consulting through the form on the website or email on support@tandhconsult.com. By placing an order with us through the website, the client agrees with the Terms and other additional conditions that may apply to the service. The client agrees to familiarize themselves with the particular Terms and Conditions on the website on the page of the service and T&C, as well as in the Agreement(if applicable) and a letter confirming the reservation.

The client’s order is considered confirmed only after making a deposit and receiving a confirmation receipt. The client is subjected to the content of these Terms and Conditions and, additionally, to the Agreement they may receive depending on the selected service or item. Therefore, our Terms and Conditions are enforceable and binding as a whole with the Agreement unless the client has not been provided with the last one, in which case the terms and conditions prevail.

A letter of enrolment in the course is sent only after the deposit is paid. If no full payment is made before the required payment date indicated on the client’s personal agreement, the reservation is canceled and the funds are returned according to Section “Refund & Cancellation Policy” below. Payment is made in GB Pounds (GBP). T&H Consulting does not set a payment currency exchange rate. The currency exchange rate is set by the bank that issued the Client’s card or set at the rate of the payment system, depending on the payment method selected. The client undertakes to pay all expenses for a bank transfer and any additional fees to their bank (including currency exchange), or any costs associated with paying with a credit card as the recipient must receive full payment to the account. The payment date is the date the payment is received in the beneficiary’s bank account/payment system. Clients are required to be in possession of evidence and KYC should consider that the service will be provided only after full receipt of all accompanying documents. You are obliged to keep us informed of any changes of address, your personal contact details, and any new details of the current case. If the client has any questions regarding their order, they can contact a representative of T&H Consulting through the website, Live chat, phone call, or email them at info@tandhconsult.com.

Refund & Cancellation Policy

Any major changes made by the client to an order after the agreement has been concluded shall entitle T&H Consulting to either modify the quoted price and/or term of delivery or refuse to execute the order. In the latter case, the client shall pay for the work already performed.

Cancellation of an order by the client shall entitle T&H Consulting to claim payment of any work already performed for that order as well as compensation for hours spent on research for the remainder of the order. T&H Consulting shall make the work performed available to the client at the latter’s request but shall accept no responsibility for its quality.

If T&H Consulting has reserved time for the execution of the order, it may charge the client 50% of the fee for the non-executed part of the work.

Quoted prices shall apply only to services conforming to agreed specifications.

T&H Consulting shall be entitled to raise the agreed price if it is forced to perform more work or incur more costs than might reasonably have been foreseen at the conclusion of the agreement as a result of having to work with very difficult or unclear specifications, for example, or faulty files or documents supplied by the client. This list of examples is not exhaustive.

Payment for services supplied under the contract is due prior to commencement of work or if agreed by T&H Consulting, in partial payments (or within any other term fixed by T&H Consulting in writing). Payment shall be net and in full – without any discount, set-off, or suspension – in the currency invoiced. If payment is not made by the due date, the client shall be in default – immediately and without notice of default being required – as well as owing the statutory interest on the invoice amount from the due date until full settlement.

Customer Cancellations – Services

A full refund (except a 5% – processing fee) if the payment was made erroneously, but the next conditions were followed:

• You did not have any contact with the T&H Consulting specialist.
• A refund request was sent within 24 hours of the transaction.

70% refund if you cancel the services, which have been partially paid, as well as services, including discount, but only if the Services have not been performed.

In any other case, cancellation of an order by the client shall entitle T&H Consulting to claim payment of any work already performed for that order as well as compensation for hours spent on research for the remainder of the order, as well as refuse if the service was provided in full according to the agreement signed.

T&H Consulting Cancellations – Services

Terms will remain in full force and effect until the completion of the services or the termination of the relation between the parties as described below:

• After 30 calendar days when the client does not provide the documentation requested by the Company,
• The date when the last financial institution, tribunal, court, law enforcement, and/or Merchant evaluating a dispute, process, makes a final decision on the outcome of the dispute, provided that the services of T&H Consulting should not exceed 6 months unless the parties agree in regard to an extension.

The Consultant reserves the right to terminate the contract without a refund of the fees to which is entitled under the Terms when:

• You fail to provide any documentation requested to you within 30 calendar days.
• We are unable to reach you via your contact details for 15 consecutive business days.
• You receive the payment pursuant to a settlement agreement or a final judgment of a court or tribunal charged with ruling upon or arbitrating all or a portion of your dispute(s).
• You provide any misleading or false information to us.
• You hide relevant information in your case/project.
• You fail to pay any invoice issued in accordance with the terms of the agreement within 30 days after the date of issuance.
• If under any circumstances, you hide any partial or total recovery of your loss.
• You fail to inform us about documentation, letters, or phone calls relevant to your case and done by yourself without the approval of your personal specialist.

We recommend contacting us for assistance if you experience any issues receiving our services or courses.

Contact us

If you have any questions about our Returns and Refunds Policy, please contact us:

By phone numbers:

+36 1 408 8556
+36212620640

By email: info@tandhconsult.com

By visiting this page on our website: https://tandhconsult.com/contact/

Limitation of liability

Services

T&H Consulting should not be liable for any loss or damage whatsoever as a result of the work conducted under this “Agreement”, save in the case of gross negligence, wilful misconduct or fraud.

T&H Consulting does not make any representation or warranty as to the result that may be obtained from your use of its services.

T&H Consulting disclaims any and all warranties, express or implied, including any warranty of fitness for a particular purpose, and any warranty arising out of course of dealing or usage in trade. Except as otherwise required by the law. The liability of T&H Consulting and its employees, agents, successors and assigns to you or any third party arising out of or in connection with this agreement, the liability for any damages or loss, however, caused, and on any theory of liability including contract, strict liability, negligence or another tort shall be limited to direct damages not to exceed in the aggregate fees which have actually been paid by you to T&H Consulting under this agreement.

In no event will T&H Consulting or its employees, agents, successors, and assigns be liable for any indirect, incidental, special, punitive, or consequential damages including damages for loss of profits, opportunity, business, revenue, data, or data use, even if advised of the possibility of such damages, these limitations will apply notwithstanding the failure of the essential purpose of any remedy.

Professional Consultation

There may be delays, omissions, or inaccuracies in information obtained through your use of the website. The information on the website is provided to you with the understanding that T&H Consulting’s provision of this information to you does not constitute the rendering of investment, consulting, legal, accounting, tax, career, or other advice or services. Information on the website should not be relied upon for making business, investment, or other decisions or used as a substitute for consultation with professional advisors. Moreover, T&H Consulting does not represent or endorse the accuracy or reliability of any advice, opinion, statement, or other information displayed, uploaded, downloaded, or distributed through the website by T&H Consulting, any user, information provider, or any other person or entity.

Responses to online requests

From time to time, T&H Consulting may offer to provide information or materials via e-mail or otherwise to interested persons. T&H Consulting reserves the right, in its absolute discretion, to reject any requests for such information or materials, or to discontinue the provision of such information or materials to any person, for any reason whatsoever.

Disclaimer

Although every effort is taken to ensure the accuracy of the information contained within the pages of the T&H Consulting website, we cannot guarantee that the content or ‘facilities of the website will always be current, accurate, or complete. There may be delays, omissions, or inaccuracies in information obtained through your use of the website. The information on the website is provided to you with the understanding that T&H Consulting’s provision of this information to you does not constitute the rendering of investment, consulting, legal, accounting, tax, career, or other advice or services. Information on the website should not be relied upon for making business, investment or other decisions or used as a substitute for consultation with professional advisors. Moreover, T&H Consulting does not represent or endorse the accuracy or reliability of any advice, opinion, statement, or other information displayed, uploaded, downloaded, or distributed through the website by T&H Consulting, any user, information provider or any other person or entity.

Whilst T&H Consulting shall use its reasonable endeavours to ensure that this site is normally available 24 hours a day, T&H Consulting will not be liable if for any reason the site is unavailable at any time or for any period. Access to this site may be suspended temporarily and without notice in circumstances of system failure, maintenance or repair or for reasons beyond the control of T&H Consulting.

T&H Consulting does not guarantee that this website will be secure or free from bugs and viruses. You are responsible for configuring your information technology, computer programmes and platform to access our site. You should use your own virus protection software. You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorized access to our website, the server on which our website is stored, or any server, computer or database connected to our website. You must not attack our website via a denial-of-service attack or a distributed denial-of-service attack. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our website will cease immediately.

T&H Consulting shall not be liable for any loss or damage arising in contract, tort or otherwise from the use of this website or from the inability to use this website, or from the use of any information contained in it, or from any action or decision taken as a result of using this website or any such information.

T&H Consulting’s website may include links to third-party websites and information. while links and information are only added if they are deemed to be of relevance to our website users, T&H Consulting does not accept responsibility for the content or operation of external websites. References and links to any such websites shall not be taken as an endorsement by T&H Consulting of opinions expressed or services provided at those sites.

You may link to any page(s) of this website, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. We reserve the right to withdraw linking permission without notice.

Recording of telephone conversations and electronic communications

You hereby acknowledge and accept that inbound and outbound calls made to or by T&H Consulting may be recorded and will be retained for a limited period (not more than 1 month). These recordings may only be used for the next purposes:

• Staff training purposes, helping us to improve the quality of our supporter services and to ensure the information we provide is consistent and accurate.
• To maintain high standards, and to protect clients and our staff.

We shall ensure that the use of these recordings is fair and that we comply with the requirements of the relevant legislation, which includes but is not limited to the General Data Protection Regulation and the applicable legislation of the European Union in this matter.

If the person making the call says that they do not wish to have their call recorded, the call recording will be stopped manually by the call operator.

Risk Disclaimer

Information and opinions contained within this website are for educational purposes only and do not constitute trading recommendations. Trading Forex and Equities on margin carries a high level of risk and may not be suitable for all investors.

Complaints Procedure

Our aim is to provide you, at all times, with a first-class standard of service. However, there may be occasions when you feel that this objective has not been achieved.

We take all complaints seriously and will deal with your complaint in the following manner;

• We will acknowledge your complaint promptly following receipt, enclosing a copy of these procedures
• If you make an oral complaint, our written acknowledgment will set out our understanding of your complaint
• lf we have reasonable grounds to be satisfied that a partner may be solely or jointly responsible for the allegation(s) made, we will promptly forward the complaint or the relevant part of it to that firm. We will write to you to confirm our actions and provide contact details of the firm concerned
• lf your complaint cannot be resolved by the close of the next business day, following its receipt, we will ensure that you are regularly kept informed of our progress with regards to the investigation into your complaint
• We will endeavor to send you our Final Decision Letter; addressing your concerns and providing you with our decision within 8 weeks or keep you informed of the progress of your complaint if not resolved before then
• Where we are unable to provide you with our Final Decision Letter, we will send you confirmation of this in writing along with an explanation as to why we have been unable to complete our investigations within this timescale. We will confirm when you can next expect contact from us
• Where we are still unable to complete our investigations within 8 weeks of your complaint, we will send confirmation of this in writing along with an explanation as to why we have been unable to complete our investigations within this time scale. We will confirm when you can next expect contact from us.
• We will continue to investigate the complaint until we are in a position to send you our Final Decision Letter
• lf your complaint is upheld; we will provide you with a fair explanation and resolution for any acts or omissions for which we are responsible
• Our investigation has been completed and a Final Decision Letter has been sent to you, or;
• Where you have indicated, in writing, acceptance of any earlier response, where appropriate.

Entire agreement

These Terms and Conditions constitute the entire agreement between you and T&H Consulting with respect to the subject matter of these Terms and Conditions and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding that subject matter. Any waiver of any provision of these Terms and Conditions shall be effective only if in writing and signed by T&H Consulting. Any failure to enforce any provision of these Terms and Conditions shall not constitute a waiver of a future breach of that or any other provision of these Terms and Conditions. These Terms and Conditions and any disputes arising under it shall be governed by the laws of EU and the parties submit to the exclusive jurisdiction of the EU courts.